Nearly three decades of helping Californians achieve homeownership. From first-time buyers to complex jumbo loans — experience you can count on.
Mike Colyer started his mortgage career in Colorado in 1997 and returned to California in 2005, where he's been serving borrowers ever since. Over nearly three decades, Mike has sat in every seat on the retail side of the business — originator, processor, underwriter, appraiser, and branch manager.
That 360-degree perspective means fewer surprises, faster closings, and a loan officer who truly understands every step of the process. As a US Army veteran, Mike brings the same discipline and commitment to every transaction.
Whether you're purchasing your first home, refinancing, or exploring VA loan benefits you've earned through service, Mike and The Colyer Team have the expertise to guide you from application to closing day.
Conventional, conforming, and portfolio options for buying your next home with competitive rates and streamlined processing.
Lower your rate, shorten your term, or tap into equity. We'll find the refinance strategy that saves you the most.
Zero down payment, no PMI. As a veteran himself, Mike understands the VA loan process inside and out.
Low down payment options and flexible qualification guidelines — ideal for first-time homebuyers.
Financing above conforming limits for high-value California properties with competitive jumbo rates.
Stay ahead of the market. Get notified when rates hit your target so you never miss the right moment.
Set your target rate and get alerted the moment it hits. Free, no obligation monitoring so you can lock at the perfect time.
Start Watching Rates →Selling your home yourself? We have tools and resources to help FSBO sellers connect with qualified, pre-approved buyers.
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